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Recently a acquaintance of mine’s car was hit while anchored in a arcade centermost parking lot. An advertisement in the abundance alerted her to the problem. Since the added being accepted to hitting her vehicle, and both were insured by the aforementioned allowance company, the alone activity taken by both drivers was to acquaint the allowance aggregation of the incident. No badge were called, appropriately no tickets were issued.

The blow appraisal for my friend’s car was about $2,000. When told about the blast I inquired if she had notified the NYS Department of Motor Vehicles of the adventure – she hadn’t, nor had her allowance aggregation mentioned it. She was blind that she had the obligation beneath NYS Agent and Cartage Law (VTL) to do so.

Section 605 of VTL requires advertisement an blow (I adopt “collision” rather than “accident”, but the diction in VTL uses accident, so I will also) anywhere aural the boundaries of New York State beneath the afterward conditions:

1. In which any being is dead or injured

2. In which blow to the acreage of any one person, including himself, in balance of $1,000 is sustained

This report, commonly on DMV anatomy Address of Motor Agent Blow (MV-104), which can be acquired in any motor agent office, from best allowance agents, or on-line at https://dmv.ny.gov/forms/mv104.pdf, charge be appear aural 10 canicule of such accident. Advertisement a blast or adventure to your allowance aggregation does not accomplish your acknowledged obligation. You MUST book a address with DMV aural 10 canicule of the event.

The abortion to address an blow is a bent breach (misdemeanor) and may aftereffect in the abeyance or aishment of your authorization and/or registration, and additionally those of the owner. If the disciplinarian is afflicted and clumsy to complete the report, a commuter or the agent buyer may do so.

For added accessories on cartage law and safety, go to the cartage assurance board’s website at www.franklincony.org and bang on “Traffic Assurance Board” beneath departments again attending for Did You Know accessories beneath “services.” You may additionally email me at: [email protected]

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